Debt Agreement
dayn.zeeshanibnali.comDYN-20260825-0EDA9EBB
يَـٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوٓا۟ إِذَا تَدَايَنتُم بِدَيْنٍ إِلَىٰٓ أَجَلٍۢ مُّسَمًّۭى فَٱكْتُبُوهُ ۚ وَلْيَكْتُب بَّيْنَكُمْ كَاتِبٌۢ بِٱلْعَدْلِ ۚ وَلَا يَأْبَ كَاتِبٌ أَن يَكْتُبَ كَمَا عَلَّمَهُ ٱللَّهُ ۚ
O you who believe! When you contract a debt for a fixed period, write it down. Let a scribe write it down in justice between you. Let not the scribe refuse to write as Allâh has taught him. — Qur’an 2:282, translated by Dr. Muhammad Taqi-ud-Din al-Hilali and Dr. Muhammad Muhsin Khan
1. The agreement
This agreement is made between [Lender’s full name] (the “Lender”) and [Borrower’s full name] (the “Borrower”) on 25 August 2026 (12 Rabi ul Awwal 1448 AH). Both parties intend to create a clear written record of an interest-free personal loan.
Hijri dates use the Umm al-Qura calendar and may differ from local moon sighting by one day.
2. Debt amount and delivery
The Lender shall deliver the debt amount stated above. Receipt is not acknowledged until the funds are delivered.
3. Repayment
The Borrower shall repay the full debt amount of SAR 0.00 no later than — (—).
4. Agreed terms
No interest or increase. The Borrower owes only the debt amount stated in this agreement. No interest, percentage increase, or late-payment increase is promised or due.
Early repayment. The Borrower may repay any part of the outstanding debt amount early without a fee or penalty.
Hardship and extensions. If genuine hardship prevents timely repayment, the parties should discuss a reasonable extension. Any changed date, waived amount, or other amendment must be recorded in writing and accepted by both parties. Any witnesses named in this agreement shall be called when such a discussion or amendment occurs.
Complete agreement. This document records the parties’ complete agreement about this loan. A change is effective only when recorded in writing and signed or otherwise validly accepted by both parties.
5. Confirmation and signatures
By signing, each party confirms that they read this document, understood it, and voluntarily agreed to its terms. This document remains unsigned until the signature blocks are completed.
Witnesses
Appendix A
Repayment record
| # | Date received | Amount received | Balance remaining | Lender signature / initials |
|---|---|---|---|---|
| 1 | ____ / ____ / ______ | |||
| Payment method / transaction reference / notes: | ||||
| 2 | ____ / ____ / ______ | |||
| Payment method / transaction reference / notes: | ||||
| 3 | ____ / ____ / ______ | |||
| Payment method / transaction reference / notes: | ||||
| 4 | ____ / ____ / ______ | |||
| Payment method / transaction reference / notes: | ||||
Appendix A
Repayment record
Complete only when the debt is settled
Final settlement and release
The Lender confirms that the debt recorded under agreement DYN-20260825-0EDA9EBB has been fully settled and that no balance remains due.
Optional witnesses to final settlement
Sign only if you witnessed this final settlement acknowledgment.